Industries

Restaurant Business Loans & Financing

A wide range of retail business owners, from single-location boutiques to nationally recognized franchises, depend on us for retail financing.

We're a Funding Partner with a Proven Track Record

Since 2013, we’ve grown with companies we support.

BUSINESSES FUNDED
10000 +
CAPITAL PROVIDED
10 + MILLION
TRUSTPILOT REVIEW
1

What Are Restaurant Loans?

Restaurant loans are a kind of business loan designed for restaurant ownersThe loans fit the recurring expenses and cash flow needs of food service companies. Each loan is tailor-made to meet the needs of the particular restaurant. Such loans can provide cash in need, even during those slow times of the month or year.

How Restaurant Loans Work

Restaurant loans are provided to restaurants that require working capital, especially in the early phases of the business. This loan offers them the capital to pay the employeesto purchase products and utensils for cooking, and even to pay the lease of the building and other bills during the slowest months of the year.

How To Use a Restaurant Loan

Restaurant loans can be used in various ways. Whether you’re growing your operations, adding staff, or completing a remodel, here are some of the most frequent uses.

Expansion

Open a new location to grow your restaurant business.

Equipment

Purchase new cooking equipment to upgrade your kitchen.

Hiring

Employ additional staff to provide excellent service to your guests.

Why Apply for Restaurant Financing

Purchase Inventory

Securing sufficient inventory to launch a business is a common reason people seek restaurant loans.

Invest in Marketing

Marketing is essential for any business. Obtain restaurant financing to support your growth.

Implement an Online Ordering System

Introduce a new online ordering system to enhance the customer experience and save time.

Minimum Eligibility Requirements

Time in Business

Minimum 1 Year

Business Annual Growth Revenue

No 

Business Checking Account

Yes

US Citizen/Based Company

Yes

FICO Score

500+

Other Financing

None

Bankruptcies

None preferred

Better Your Business With
SVP Funding Group

Open New Locations

Hire restaurant staff members

Invest in marketing campaigns

Purchase necessary equipment

Buy inventory supplies

Invest in an online ordering platform

Retail Financing FAQ

Securing a retail store loan varies for each business owner. Some common types of retail loans include cash advances, revolving credit, SBA loans, and more.

Applying for retail financing involves gathering all your business financial details. Once you’ve collected information on taxes, income, expenses, and other relevant data, you can use it to submit your retail loan application.

A retail lender focuses on providing retail business loans to entrepreneurs. These lenders offer various options designed to help business owners achieve success.

Retail loans are crucial because they provide retail stores with the necessary cash flow to manage payroll, leases, inventory, and expansion when required.
It is a formal agreement between the bank or lending institution and the retail business. This document outlines all the specifics of a retail business loan.