Industries
Construction Business Loans for Contractors & Builders
We provide construction business loans to a wide variety of businesses, such as residential and commercial construction companies!
We're a Funding Partner with a Proven Track Record
Since 2013, we’ve grown with companies we support.
What Are Construction Business Loans?
Construction Business Funding provides fast, flexible capital funding services tailored for residential and commercial construction companies. Whether you need to pay workers, rent equipment, or purchase building materials, our financing options—like Merchant Cash Advances, Revenue-Based Financing, and alternative funding solutions—ensure your projects stay on budget and on schedule. As reliable Merchant Cash Advance Direct Lenders, we offer quick capital access and small business cash advance solutions to support every phase of construction. Need fast business cash? SVP Funding Group helps you complete contracted work and manage billings without delays.
How Construction Business Loans Work
Small business construction loans are short-term loans that businesses use to complete construction of either a residential or business property. Once the project is completed, the buyer pays the construction company either through lending of their own, or in cash. Construction business loans can help pay for all the different operations of a construction enterprise whether large or small.
How To Use a Construction Business Loan
A construction business loan can be used for several different things. Everything from equipment to repairs, payroll, building supplies, and more can be financed with the many types of business loans.
Cash Flow
Need more cash flow? Cash flow problems are often solved when you use the right construction finance loan.
Equipment
Buying millions of dollars worth of equipment is near impossible for the average person. That’s why it’s good to use commercial construction financing.
Inventory
You want to have supplies on hand to finish up your building projects. Nobody likes waiting on materials because you ran out of money. Use construction business loans to help you.
Why Apply for a Construction Business Loan?
Take Additional Projects
It's nice to take on multiple projects during the nice seasons. A construction business loan frees you up to take on more than one build and have the money to do it.
Cover Payroll
You can often wait months before a construction project is complete and the bill paid in full. Using financing for construction projects gives you enough for payroll as well.
Pay for Tools & Equipment
Always misplacing tools at the jobsite? Or maybe you just need to replace items that break. Construction business financing gives you the resources you need to pay for all your building tools and equipment.
Minimum Eligibility Requirements
Time in Business
Minimum 1 Year
Business Annual Growth Revenue
No Minimum
Business Checking Account
Yes
US Citizen/Based Company
Yes
FICO Score
500+
Other Financing
Subject to underwriting
Bankruptcies
None Preferred
