Industries
Restaurant Business Loans & Financing
From small cafes to franchise establishments, we’ve provided businesses nationwide with restaurant loans!
We're a Funding Partner with a Proven Track Record
Since 2013, we’ve grown with companies we support.
What Are Restaurant Loans?
Restaurant loans are business loans but only for the restaurant industry. They are tailored to the recurring expenses and cash flow needs of food service companies. Each loan is uniquely tailored to the needs of the individual restaurant. Such loans can provide much-needed cash even during slow times of the month or year.


How Restaurant Loans Work
Restaurants that require working capital, most especially when they are still in the early stages of the business are given restaurant loans. These loans provide them with the resources to pay their employees, purchase products and cooking equipment, and even pay the lease for the building and other bills when business is very slow during parts of the year.
How To Use a Restaurant Loan
This is just one of many ways to use a restaurant loan. Whether expanding operations, hiring staff, or tackling a remodel-check out How Much Does it Cost to Renovate a Restaurant? for details-here are some of the most common uses.
Expansion
Expand your restaurant business to a new location.
Equipment
Buy new cooking equipment to outfit your restaurant kitchen.
Staffing
Hire new restaurant staff to give your guests the best service.
Why Apply for an Auto Repair Business Loan?
Purchase Inventory
One reason people seek restaurant loans is to secure enough inventory to launch their business.
Invest in Marketing
Marketing is essential for every business. Secure financing for your restaurant to expand operations.
Implement an Online Ordering System
Launch an online ordering system to enhance customer satisfaction and save time.

Minimum Eligibility Requirements
Time in Business
Minimum 1 Year
Business Annual Growth Revenue
No minimum
Business Checking Account
Yes
US Citizen/Based Company
Yes
FICO Score
500+
Other Financing
Subject to underwriting
Bankruptcies
None Preferred
Restaurant Loans FAQ
You can use equipment loans, business lines of credit, working capital loans, traditional commercial lending, and inventory financing if you require restaurant financing. Some loans can be used for many purposes, but others can be used for only one specific business need.
The average restaurant owner can receive anywhere from $5000 to $1 million or more in loans to open a restaurant. Because each situation, business plan, and business owner is so unique, a lender will have to be discussed with by the future restaurant owner for more information.
Yes, but at an added price. Those borrowers who fall below 600 credit score are expected to pay a higher interest rate on their loans and for shorter loan terms with the possibility of having to put more cash up front into the loan itself.