Industries
Flexible Retail Business Loans for Store Owners
A wide range of retail business owners, from single-location boutiques to nationally recognized franchises, depend on us for retail financing.
We're a Funding Partner with a Proven Track Record
Since 2013, we’ve grown with companies we support.
What Are Restaurant Loans?
Restaurant Business Funding provides fast, flexible capital funding services tailored to the unique needs of restaurant owners and food service businesses. Our financing solutions—such as Merchant Cash Advances, Revenue-Based Financing, and small business cash advances—are designed to cover daily operating costs, manage seasonal slowdowns, and support consistent cash flow. As trusted Merchant Cash Advance Direct Lenders, we offer quick capital access so your restaurant can stay stocked, staffed, and running smoothly. Need fast business cash? Our alternative funding solutions help restaurants thrive, even during off-peak months.
How Restaurant Loans Work
Restaurant loans are provided to restaurants that require working capital, especially in the early phases of the business. This loan offers them the capital to pay the employees, to purchase products and utensils for cooking, and even to pay the lease of the building and other bills during the slowest months of the year.
How To Use a Restaurant Loan
Restaurant loans can be used in various ways. Whether you’re growing your operations, adding staff, or completing a remodel, here are some of the most frequent uses.
Expansion
Open a new location to grow your restaurant business.
Equipment
Purchase new cooking equipment to upgrade your kitchen.
Hiring
Employ additional staff to provide excellent service to your guests.
Why Apply for Restaurant Financing
Purchase Inventory
Securing sufficient inventory to launch a business is a common reason people seek restaurant loans.
Invest in Marketing
Marketing is essential for any business. Obtain restaurant financing to support your growth.
Implement an Online Ordering System
Introduce a new online ordering system to enhance the customer experience and save time.
Minimum Eligibility Requirements
Time in Business
Minimum 1 Year
Business Annual Growth Revenue
No
Business Checking Account
Yes
US Citizen/Based Company
Yes
FICO Score
500+
Other Financing
None
Bankruptcies
None preferred
Retail Financing FAQ
Securing a retail store loan varies for each business owner. Some common types of retail loans include cash advances, revolving credit, SBA loans, and more.
A retail lender focuses on providing retail business loans to entrepreneurs. These lenders offer various options designed to help business owners achieve success.
- Retail loans are crucial because they provide retail stores with the necessary cash flow to manage payroll, leases, inventory, and expansion when required.
- It is a formal agreement between the bank or lending institution and the retail business. This document outlines all the specifics of a retail business loan.
