Industries
Wholesale Financing & Loans
At SVP Funding Group, we provide personalized wholesale loans to businesses nationwide.
We're a Funding Partner with a Proven Track Record
Since 2013, we’ve grown with companies we support.
What Is Wholesale Financing?
A wholesale finance loan is designed for businesses that sell products to other businesses in bulk. It helps these businesses stock up on inventory, manage unexpected demand shifts, and seize growth opportunities as they come. This ensures they can supply retailers with the necessary inventory when demand is at its peak.


How Financing Works for Wholesale Businesses
Wholesale businesses require loans for various reasons. Since demand can fluctuate, having access to funds for covering everyday expenses, payroll, and purchasing products is advantageous. Financing options in wholesale enable investment in marketing, business expansion, equipment purchases, and more.
How To Use a Wholesale Loan
The use of a wholesale loan will vary based on your business requirements and the loan's conditions. Certain loans are ideal for purchasing equipment, while other credit lines assist with covering miscellaneous expenses and maintaining adequate product inventory.
Inventory
Wholesale businesses depend on having the correct inventory from suppliers to sell to retail stores. Wholesale financing guarantees that the business can acquire what it needs exactly when it is required.
Expansion
Expanding wholesale operations requires capital. You don’t want to use all your cash flow for these initiatives. That’s where obtaining a wholesale finance loan can be beneficial.
Equipment
Outdated or broken equipment can hold your business back. Secure the right equipment loan to assist in repairing or replacing your existing tools.
Why Apply for a Wholesale Loan?
Implement the Latest Technology
Whether it’s software or picking and packing tools, obtaining a loan to cover wholesale technology can elevate your business to the next level.
Invest in Marketing
Looking to reach the right buyers? Marketing can help your wholesale business achieve that. Take advantage of various lending options tailored specifically for wholesale companies.
Hire Talented Professionals
Hiring the right staff members is invaluable. Wholesale loans provide access to funds that can help you bring the right professionals into your business.

Minimum Eligibility Requirements
Time in Business
Minimum 1 Year
Business Annual Growth Revenue
No minimum
Business Checking Account
Yes
US Citizen/Based Company
Yes
FICO Score
500+
Other Financing
Subject to underwriting
Bankruptcies
None preferred
Wholesale Finance FAQ
The key distinction in this type of funding lies in whether it’s for a business-to-business or business-to-consumer operation. Wholesale businesses sell to other businesses, which then sell to the end user or consumer. Lenders evaluate different factors when deciding whether to lend to a retail or wholesale business.
We provide wholesale financing to eligible small businesses. Reach out to our team to explore the various wholesale finance solutions available.
- Utilizing wholesale financing enables you to grow your business operations without jeopardizing other areas. Additionally, you can use various loans for payroll, purchasing inventory, enhancing cash flow, and more.